243 Broadway
Methuen MA
(978) 682 - 5271
Bank-By-Phone (800) 459 - 5549

Our Rates

Mortgage Rates
For Conforming Loans (up to $690,000)
Rates Subject to Change Without Notice
            
Program
 
Interest
 Rate
  
Points
 
    APR

Monthly
Payments
per$1,000
Borrowed
Fixed Rates

30 Year Mortgage  



3.500%


0


3.540%


$4.49
 
20 Year Mortgage



3.375%


0


3.430%


$5.74

15 Year Mortgage 



3.125%


0


3.194%


$6.97

10 Year Mortgage 


2.875%


0


2.973%
 

$9.60

 

For our most current rates and other loan programs, please call the bank at  978-682-5271



Monthly per thousand principal and interest payments are based on the term of the loan.

Your actual monthly payment will be greater if payment into an escrow account for taxes, property insurance, mortgage insurance, and flood insurance is required.

Rates quoted assume 20% down payment on purchase of a single family home. Annual percentage rate (APR) assumes a $250,000 loan with a 20% down payment and 15 days prepaid interest. Fixed rate loans and adjustable rate loans with less than a 20% down payment require private mortgage insurance (PMI). A Minimum down payment of 5% is required for fixed and adjustable rate loans. Owner Occupied primary residence properties only.

 

 

Construction Loans -
Please call the Bank for rates and terms at 978-682-5271

Jumbo Loans -
Please call the Bank for rates and terms at 978-682-5271